Fast. Secure. Borderless.
Cross-Border Payments · Puerto Rico & United States

Cross-border payments for eligible businesses in Puerto Rico and the United States that need faster settlement, lower cost, and a simpler workflow.

Receive international payments through regulated backend infrastructure, with settlement directly to your own business account.

Book a call → See your savings
01 Minutes, not days

Settlement without correspondent bank delays.

02 Your own account

Funds land directly in your existing business bank account.

03 No monthly platform fee

No lock-in, no minimum volume.

Who It's For

Built for businesses in Puerto Rico and the United States that send or receive money across borders.

Export Services & Consultants

"You lose time and margin every time a client pays by wire."

Invoice international clients without losing margin to wires and FX spread.

Real Estate & High-Value Transactions

"A slow wire can put a closing at risk."

Support closings involving international buyers — including U.S. investors relocating under Puerto Rico's Act 60 tax incentive — with faster, simpler settlement to escrow or title accounts.

How We Work Together

Two ways to work with Digipagos.

Choose the level of independence that fits your business.

01 — Managed

Payment Orchestration

"We connect you to a regulated payment partner and manage the relationship."

  • You refer transactions, we route them to our regulated partners
  • We help coordinate onboarding and support
  • Hands-off, managed experience
Best for: businesses that want a managed, hands-off experience
02 — Independent

Self-Custody Setup

"We help you set up and control your own account — full independence, full control."

  • Your own account, your own keys
  • Your own direct compliance relationship with the provider
  • We handle setup and walk you through it
Best for: businesses that want direct control, no intermediary
How It Works

Four steps. The client flow stays simple.

01

Open your own account

Your business completes onboarding directly with the regulated provider — your account, your control.

02

Client sends payment

Your international client pays in fiat or stablecoin.

03

Funds convert instantly

Payment is deposited and converted for fast, secure movement.

04

Withdraw to your bank

Convert back to USD and settle directly to your own business account, on your schedule.

Regulated backend partners
Funds settle directly to your own bank account
No monthly platform fee
No minimum volume
No crypto experience required
Cost Comparison

See how much you lose today in wire fees and FX spread.

Drag the slider to your typical payment size.

$100,000 wire transfer
→
$1,100–$3,200 traditional bank cost
vs.
$800 with Digipagos
Payment amount
$100,000
$10K$500K$1M
Traditional Wire (est.)
$1,100 – $3,200
Wire fee + FX spread + correspondent bank fees
With Digipagos
$800
0.80% total estimate, subject to provider terms
Estimated savings on this payment $300 – $2,400
Before You Apply

Compliance note: Digipagos is a technology and referral platform. We do not custody funds, process payments, or act as a money transmitter. Custody, KYC/KYB, and settlement are handled directly by regulated third-party providers.

Digipagos es una plataforma de tecnología e intermediación. No custodiamos fondos, no procesamos pagos ni actuamos como transmisor de dinero. La custodia, KYC/KYB y la liquidación son gestionadas directamente por proveedores terceros regulados.

Get Started

Tell us about your payments. We'll follow up within one business day.

By submitting, you confirm you've reviewed the compliance note above.

No commitment. We'll walk you through the setup.
Thanks — we've received your details and will reach out within one business day.

DigiPagos.us is a commercial brand operated by PR DigiPagos LLC, a Puerto Rico limited liability company. DigiPagos is a technology, referral, and payment-infrastructure coordination platform. It does not custody funds, process payments, provide money transmission, or provide tax, legal, investment, or financial advice. Regulated third-party providers are responsible for applicable onboarding, KYC/KYB, AML screening, custody, conversion, transaction approval, and settlement.